Understanding Your Laws in New Regulations

These rates are present at least through March 10, 2026, and the NCUA in 2026 will have to determine the rates after March 10. Importantly, anyone who consolidates their loans into a new Direct Debt consolidation Loan that is disbursed on or after July 1, 2026, will be treated as a borrower with new loans and limited to only the new RAP and standard strategies. Starting July 1, 2026, theGrad PLUS loan program is eliminated entirelyRemoved and there are new dollar amount limits on limitations loans to graduate students.